What Does General Liability Insurance Cover?

General liability insurance can provide coverage for the claims businesses face most often. Main Street Insurance LLC can guide you through your options and help you choose the right policy.

Key Coverage Options Offered

Standard general liability insurance policies may include the following:

• Bodily injury coverage can help pay for third-party medical expenses and associated legal costs. if a customer or third party is injured on your premises or as a result of your business activities.
• Property damage coverage may help cover repair or replacement costs if your business accidentally damages someone else’s property.
• Personal and advertising injury coverage may cover claims of libel, slander, copyright infringement or false advertising that may arise from your business’s marketing or communications.
• Legal defense costs coverage can help pay for attorney fees, court costs, and settlements or judgments if your business is sued over a covered claim.

Who Needs General Liability Insurance?

This type of policy can benefit most Oklahoma businesses, including retail shops, restaurants, contracting businesses and professional services. Landlords, lenders and clients may require it before you can:

• Sign a commercial lease
• Secure financing
• Finalize a contract

Even without these requirements, this coverage can help cover your finances and reputation.

How Much Does It Cost?

Policy rates can depend on factors like:

• Business location
• Number of employees
• Type of operations
• Claims history
• Chosen coverage limits and deductibles

How Main Street Insurance LLC Can Help

Our team is here to answer your questions and help you find the right business insurance coverage. Contact Main Street Insurance LLC today to discuss your needs and get a free custom quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.